There are many things people look at first when shopping for an apartment in Blacksburg, VA: convenience, cost, and the interior and exterior look of the place. But a top concern should be how up-to-date the safety features are.
Insurance and safety officials say do your homework before signing a lease and you'll be better prepared for the worst.
The first thing they recommend is that you always look for an apartment complex that has a sprinkler system. There have been fires in the apartment complexes that had sprinkler systems and they put the fire out. Obviously the fire caused damage but most often they do what they are supposed to do which is keep the fire from spreading.
Some other things you should also consider include knowing what flood zone you're in, the area's crime rate, and how good the maintenance is.
This is recommended because with a maintenance program the maintenance people will be taking care to make sure the smoke detectors inside the apartment are working.
Whether you choose an apartment with modern safety features or not, buying renter’s insurance and transferring your risks over to an insurance company is a very smart decision. Always have renters insurance and keep an updated, offsite list of all your belongings.
In the case of a loss you need to know what you have. Make a list. Do an inventory. Keep receipts, take pictures, and take videos of everything that you have in an apartment including towels, bedding, everything, it adds up.
Policies can cost as little as $20 a month covering $20,000 worth of damage and other policies may cost more, but provide more coverage.